Someone ran over your mailbox with a vehicle. Does your insurance cover it?
Homeowners policies typically have a coverage called “other structures” coverage. This is designed for structures that are not attached to the primary residence. Some examples of other structures include detached garages, sheds, fences, and mailboxes.
Damage caused by a vehicle is a covered cause of loss and would trigger coverage under the other structures section of your policy. So, to make a long story short, yes, it is covered.
Do you have any questions about insurance coverage? Give us a call or submit a question!
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