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Am I covered if I borrow a car?

One of the most common questions we receive in our office is, “Am I covered if I borrow someone else’s car?”, or, “How does my insurance work if I let an unlisted driver drive my vehicle?”.

In the insurance world, the coverage follows the car primarily. So, yes, you are covered in most cases as long as the vehicle is insured with the proper coverages. It is always best to call your agent to confirm that coverage will extend if you are lending or borrowing a vehicle. Call us at Shelbyville Insurance with any questions. (217) 774-2155